Welcome to the Legacy Institute of Global Finance (“LIGF”, “we”, “our”, or “us”). These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“you”, “your”, or “User”) and LIGF governing your access to and use of our website, mobile applications, platforms, and related services (collectively, the “Services”). By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not access or use the Services.

1. Eligibility
1.1 You must be at least eighteen (18) years of age, or the legal age of majority in your jurisdiction, to register for and use our Services.
1.2 By using the Services, you represent and warrant that you meet the eligibility requirements and that you have the full right, power, and authority to enter into and comply with these Terms.

2. Account Registration
2.1 To access certain features of the Services, you may be required to create an account by providing accurate and complete information.
2.2 You are solely responsible for maintaining the confidentiality of your login credentials and for all activities carried out under your account.
2.3 LIGF reserves the right to suspend or terminate accounts that are found to contain false information or that are in violation of these Terms.

3. Use of Services
3.1 You agree to use the Services only for lawful purposes and in accordance with all applicable laws and regulations.
3.2 You shall not attempt to gain unauthorized access to the Services or related systems.
3.3 You shall not use the Services in a manner that infringes upon intellectual property rights, privacy rights, or contractual rights of others.
3.4 You shall not upload, distribute, or transmit any malicious software or harmful content.
3.5 LIGF reserves the right to monitor usage and to restrict, suspend, or terminate access to the Services in the event of misuse.

4. Educational Content Disclaimer
4.1 The Services provide educational materials and training related to financial literacy and global markets.
4.2 LIGF does not provide financial advice, investment recommendations, or guarantees of trading or investment results.
4.3 All decisions based on information provided through the Services are made solely at your discretion and risk.

5. Payments and Subscriptions
5.1 Certain features of the Services may require payment of fees or subscriptions. By making a payment, you agree to provide complete and accurate billing information.
5.2 Subscriptions renew automatically unless cancelled before the renewal date.
5.3 Refunds, if applicable, will be processed in accordance with our Refund Policy.
5.4 LIGF reserves the right to modify pricing or fees with prior notice to users.

6. Intellectual Property Rights
6.1 All content, trademarks, logos, text, graphics, software, and other materials available within the Services are the property of LIGF or its licensors and are protected by applicable intellectual property laws.
6.2 You may not copy, reproduce, distribute, transmit, or otherwise exploit such materials without prior written consent from LIGF.

7. Limitation of Liability
7.1 To the fullest extent permitted by law, LIGF shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Services.
7.2 The Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied.

8. Indemnification
You agree to indemnify, defend, and hold harmless LIGF, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the Services or your violation of these Terms.

9. Termination
9.1 LIGF may suspend or terminate your account and access to the Services if you breach these Terms.
9.2 Upon termination, all rights granted to you under these Terms will immediately cease.

10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ajman, UAE.

11. Contact Information
For questions or concerns regarding these Terms, you may contact us at:

1. Email: info@ligf.ae

2. Address: Nuventure Centre Freezone, Ajman, UAE